Q. In November 1997, I was diagnosed with breast cancer. After Ihad a bone marrow transplant, my insurance carrier went out ofbusiness. I enrolled in the Illinois Comprehensive Health InsurancePlan, but it has a lifetime benefit maximum of $1 million.
If I use all of the benefits, what alternatives do I have? If I amcancer-free for a certain amount of time, am I again insurable? Whatare my choices?
A. Before I go into your options, I want to make you aware of howto use your ICHIP plan to its ultimate benefit availability.
Be sure to use managed care providers who are in the Blue CrossBlue Shield PPO network. If you use PPO hospitals and doctors, thereare …
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